GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

  • givesomefucks@lemmy.world
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    1 month ago

    Pretty sure they were one of the last major companies that would…

    Even if warranty pays for repairs to it, if it damages anything else the insurance still has to pay.

    The article mentions multiple examples of them just randomly shutting down during operation. That’s already bad. But this is going to be it’s first winter, it’s not surprising insurers don’t want to deal with it. They deal with large numbers, it’s not a question of “if” like an individual owner, its “when” for the insurer

      • partial_accumen@lemmy.world
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        1 month ago

        Class action lawsuits are gonna be a mother fucker

        Part of the purchase agreement of a Tesla agreeing to binding arbitration. This means no class action suit. You can opt out of this within the first 30 days, but you have to send a letter requesting it.

        How many Tesla owners do you think do that?

        • catloaf@lemm.ee
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          1 month ago

          That assumes the court finds that enforceable. Usually they do, but a few times recently, they’ve said it’s not.

          • gramie@lemmy.ca
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            1 month ago

            That’s one of the nice things about the law in Quebec. Binding arbitration clauses are illegal.

          • Lets_Eat_Grandma@lemm.ee
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            1 month ago

            I mean in trumps court of law musk can’t lose.

            If dumpy wins, for sure no class action.

            If dumpy loses, his Supreme Court will still side with the conservative side anyway, so probably still no class action.

        • bluGill@fedia.io
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          1 month ago

          i don’t own a tesla, so if their cars injure me I can sue them*

        • Serinus@lemmy.world
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          1 month ago

          Steam recently removed their arbitration clause, largely because paying for a thousand arbitration cases is worse than dealing with a class action.

          • locuester@lemmy.zip
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            1 month ago

            I’ve heard that death by 1,000 arbitrations is a good way to make em regret it. Glad to see it’s true.

        • grue@lemmy.world
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          1 month ago

          Wow, I never thought I’d find an actual good argument for keeping independent car dealers as middlemen instead of allowing first-party sales, but here we are.

          • ayyy@sh.itjust.works
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            1 month ago

            Can you connect the dots for me? Third party dealers always have idemnity? clauses anyways.

            • grue@lemmy.world
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              1 month ago

              Presumably anything you’d agree to while buying from an independent dealer would be between you and the dealer, not you and the manufacturer, right? I don’t understand how the manufacturer would be a party to the transaction.

              (It might be that I’m naive about how modern car sales work.)

              • ayyy@sh.itjust.works
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                1 month ago

                I’m pretty clueless too, but to me your assertion doesn’t hold up to the concept of recalls.

                The true answer is probably that we’re both wrong and the answer is that as a consumer: you lose, fuck you. Also fuck your family dog.

    • helenslunch@feddit.nl
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      1 month ago

      The article mentions multiple examples of them just randomly shutting down

      Which is really strange considering they don’t pay anything for that…?

      • ayyy@sh.itjust.works
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        1 month ago

        The go pedal and the steering wheel are equivalent to a keyboard/mouse and are not physically connected to anything. If the car shuts off, the wheels go where they feel like with absolutely no driver control.